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Title How To Get The Best Rates On Automobile Insurance In Alabama Word Count 723 Summary As is true in almost every state in the Union Alabama requires each of its drivers to purchase automobile insurance Failure to purchase insurance and then driving on a public roadway can result in fines and fees and wasted time that ultimately is more than if you had simply found and purchased cheap automobile insurance in the first place So how do you get the best rates on automobile insurance in Alabama The answer is surprisingly simple Start with your own Keywords Article Body As is true in almost every state in the Union Alabama requires each of its drivers to purchase automobile insurance Failure to purchase insurance and then driving on a public roadway can result in fines and fees and wasted time that ultimately is more than if you had simply found and purchased cheap automobile insurance in the first place So how do you get the best rates on automobile insurance in Alabama The answer is surprisingly simple Start with your own driving record If you want the best rates on automobile insurance then you are going to have to drive legally and safely all the time If you earn even one speeding ticket or other moving violation then you can t expect to get the best rates on automobile insurance If you are stupid enough and irresponsible enough to drive when drunk or when impaired and you are convicted of a DUI Driving Under the Influence or a DWI Driving While Intoxicated then Malaysia app developer will be years usually a minimum of 3 years before you will be offered automobile insurance at anything approaching an affordable rate Getting the best rates on automobile insurance begins with your choice of car In the eyes of your insurance company not all cars are created equal Some cars cost a lot more to insure than others If you re really serious about paying the least amount of money possible for your insurance then begin by asking your agent for a list of the least expensive cars to insure If you can keep your car in a garage at night then you will save money on your insurance If you can use public transportation for as many of your driving needs as possible you may be able to save quite a bit on your insurance If you can keep your average driving down to less than 500 miles a month you could qualify for a Low Mileage Discount on your monthly premium If you have recently stopped working and you are no longer driving back and forth to work everyday then you will also save money on your insurance Let your agent know about any change in your routine driving habits Adding simple anti theft features to your car can save you some serious money Ask your agent how much you could save if you simply purchase and regularly use a simple steering wheel locking device There is also a relatively simple electronic device that shuts off your fuel pump unless you punch in a secret code or press a hidden button Such devices are inexpensive and relatively easy to install yourself Talk to your agent and see what your monthly savings could be Check around at work as well as with any clubs groups or associations you might belong to and see if any of them offer a group discount rate on automobile insurance You d be surprised at how common this is becoming If you are 25 years old or younger stay in school and get good grades If you can manage to maintain at least a B average then you could save 5 each month with your Good Student Discount If you are 55 or older ask if you qualify to take a special driver s refresher course Not every company offers this discount but if you qualify and you pass the course Malaysia app developer can save you a cool 10 per month on your insurance premiums And then there s your deductible The bigger your deductible the smaller your monthly automobile insurance premium will be Of course you need to exercise caution when increasing your deductible because if you ever have a claim you will have to come up with your deductible in cash Don t promise to pay more than you can actually afford Now Malaysia app developer s time for you to go online and find 3 different websites that permit you to make quick and easy comparisons of auto insurance prices among different insurance companies Using everything you have learned from this article carefully enter the exact same information onto the form on at least 3 different comparison websites Now simply pick the company that offers the best price for the insurance you want That s Malaysia app developer You re done You ve done your homework and you ve compared prices and now you ve got the best rates on automobile insurance in Alabama and you ll be saving money every single month for a long time to come Congratulations .

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